We were kind of spoiled this winter. Though we wouldn't know it from the extreme cold we just had. But spring really is right around the corner. And if you are like me, I'm waiting for the chance to paddle my kayak through my yard. As all the snow and ice melt around us, we become more than the land of 10,000 lakes! Most of us end up with a lake in our back or front yard.
And as that water starts getting closer and closer to the house, we start to worry about flooding. For those of us that have basements, we know it's not nearly as fun to kayak in doors! But, we live in Minnesota. And with spring comes spring flooding. As agents we get tons of calls each spring asking about flooding and what is or isn't covered. Much to your dismay, I'm not going to go in to what is covered in this blog. As always I strongly encourage you to call your agent if you have questions on what may or may not be covered when it comes to flooding or water seepage.
What I am going to share with you however, are a few tips you can do to help stop spring flooding. As Minnesotans we all know that although spring is kind of in sight, so is more snow. We aren't out of the woods yet. And with more snow, the risk of flooding increases. So unless you are looking for that indoor kayak lake, take a quick read!
Move the snow 3 feet away from your home's foundation. And it's a blast when you stand back and watch the teenager do it!
Check regularly to make sure your sump pump is working. Also fun - flick the lights on and off while you send the teenager down to check. My teenage son screams like a girl. Cracks me up every time!
Clear drainage areas around your home to allow a place for the water to go. I remember doing this as a kid in our driveway. Making trails down the driveway for the water to flow. I just now realized my mom made it a game for us when it is now clear she was putting us to work! Parent win, mom!
Make sure your downspouts are clear and positioned to move water away from your home. And I highly recommend NOT running them over. (I won't name names.)
Just these few things could be the difference between water seeping into your home and causing damage to being able to just enjoy the spring. A lot of homeowners policies do not cover flooding or water seepage. It's extremely important to call your agent and discuss your policy. Again guys, please do not assume you have coverage. Before you start kayaking in your basement, call us!