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Pine City Office 

Our Pine City Office was established in 2007 when Mike Anderson bought the agency. Since then we have grown to where we are today with an amazing team. Please meet our team members below! 
Standing from left to right: Kelly, Twila, Mike, Theresa and Joe K
Seated left to right: Joe F, Lacy, Erin, Sam and Lana 

Mike Anderson - Agent/Owner

Mike began his insurance career in 2002 in Onamia, MN. He started at Pine Insurance (First Insurance Agency at the time) in 2005. In 2007, he became the sole owner of Pine Insurance Agency. Mike has experience with all lines of insurance with an emphasis in Commercial Lines. Mike believes in building relationships with his clients in order to best serve their needs. He started Pine Insurance with the small town service and continues to provide that in all 5 of his agencies. He strives to offer that one-on-one availability, treating you as a person and not just a number. He is involved in a variety of community groups and enjoys the opportunity to promote the area. He is a firm believer in supporting our community and small businesses. 

In his personal time, Mike enjoys the outdoors, hunting, fishing and spending time with his wife and 2 children. 

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Erin Anderson - HR/Accounting/Owner

Erin started with Pine Insurance Agency in 2015 when she joined her husband Mike as owner. She manages our accounting/bookkeeping and human resources departments for all 5 locations. She also steps in and helps with incoming phone calls and clients during our busiest days. She's our behind the scenes super hero.  

During her spare time she enjoys running, golfing, reading, scrapbooking and traveling. She's also a busy mom and loves spending time with her husband and 2 children. 


Lana Fix - Agent 

Lana started with Pine Insurance agency in 2006 when it was still First Insurance Agency. She had almost 10 years of insurance experience under her belt before joining the Pine Insurance Team. She specializes in Life Insurance and Personal Lines but rounds out her experience with writing Commercial on occasion as well. Lana believes that building an honest relationship with her clients insures she is able to meet all of their insurance needs. 

In her personal time she likes to spend time with her family camping, riding horses and traveling. 


Theresa Bartel - Agent/CSR 

Theresa started her career with Pine Insurance Agency in 2007 in our Aitkin office and then moved to Pine City in 2008. She writes all lines of insurance but specializes in Commercial and Health Care with individual/family, small group and Medicare. She is who we refer to as our "health guru". She says helping people save premium and giving them the best coverage possible is what makes coming to work enjoyable for her. 

In her spare time, she likes to spend time with her grandchildren, taking time for herself to read, fish and taking vacations. 


Lacy Johnson - Communications & Marketing Director/Agent 

Lacy started with Pine Insurance Agency in 2014. She was a newbie to the insurance industry with just a year experience behind her. She has grown not only in her position as an agent and customer service representative, but also as our Marketing and Communications Director. She handles all of our promotions, advertising, sponsorships and keeps our social media accounts and website updated. Lacy also handles all of our training for all 5 locations. She specializes in writing personal lines but helps service all of our clients. 

In her personal time she loves to spend time with her 2 children 4-wheeling and shooting bow, taking road trips or enjoying time with her family. 


Joe Knuston - Agent

Joe started with Pine Insurance Agency 2015. Pine Insurance is his first experience in the insurance industry. He has been in the real estate business since 1996 and decided they were a good combination. He writes both personal and commercial lines but specializes in commercial properties. Joe works mostly via remote office but you can occasionally catch him in his office. 

In his personal time he loves hunting, fishing, snowmobiling and spending time with his children. He has also ran the Grandma's Marathon 4 times!  

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Joe Fabini- Agent/CSR

Joe started with Pine Insurance in August of 2022. He is new to the insurance industry and is excited to learn the industry and helping all of our clients with their questions or concerns. He brings with him years of customer service experience and looks forward to providing that great customer service we strive to maintain. He's learning all lines of insurance but with an emphasize in commercial. 

In his spare time he enjoys hunting, fishing, golfing and hanging out with friends and family. 

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Kelly Spinler - CSR

Kelly started with our Pine City office in 2022 as a CSR.  Kelly is the smiling face and voice you hear when you stop into our Pine City office or call. She is new to the insurance industry but brings with her more than 10 years of customer service experience to our Pine Insurance Family. She's always willing to go the extra mile to find answers for her insured's and to service their accounts. She's local to our area with great community ties. Don't be surprised when she greets you by name! 

In her spare time, she enjoys the outdoors and spending time with her husband and 2 daughters.

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Twila Grau - CSR 

Twila started in our Pine City office in December of 2023. She brings with her years of insurance experience along with customer service skills. Twila works on both personal and commercial accounts, helping our clients with any questions and changes they may have. Twila also helps our agents quote business and process applications. With her knowledge and experience she is a great addition to our Pine Insurance Family! 

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Samantha Rosenau - CSR

Sam started in our Pine City office in February of 2024. She will be working in both our Pine City office and Moose Lake office.  Sam has been working in the insurance industry since 2021 on the medical side. She is also licensed in property and casualty insurance. With her licensing and experience, Sam will help service our current clients in both personal and commercial lines. She will also be our Moose Lake medical go to. Sam brings years of customer service knowledge with her and will be a great asset to our team and our clients.  

In her spare time, she enjoys hiking, gardening and spending time with her 2 dogs. 

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