Having an Emergency Action Plan is a MUST
It doesn't matter the type of emergency, having a plan before it occurs may save your life, your home, property, business, etc. Having a...
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Lacy
- Aug 27
- 2 min
Grilling... mmmmmm
Labor Day is approaching. One last summer get together. Some bar-b-que, friends, family. That last big one before the changing of the...
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Lacy
- Aug 23
- 2 min
Electric Cars and Charging Claims
So you did it. You went and got yourself an electric car. You studied up on how many miles you can go, how to charge it, etc. All the ins...
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Lacy
- Aug 8
- 2 min
Business Interruption Coverage? What is it?
Now days a business couldn't afford to lose hours or days even in the event of a loss. What happens if you have a fire and have to close...
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Lacy
- Jul 24
- 3 min
Own a Bar/Restaurant? Are you aware of these exposures?
There are a lot of factors that you consider when you are thinking of opening a new restaurant or bar. There's always the competition,...
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Lacy
- Jul 9
- 3 min
Understanding Fire Damage
There is almost nothing more damaging to a property than a fire. The fire damage goes way beyond the actual burning. From the stress of...
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Lacy
- Jun 24
- 4 min
Contractor Insurance Tips
If you are a general contractor, you know getting the right insurance in place can be time consuming. You can't always go with just the...
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Lacy
- Jun 9
- 2 min
Let's Talk Commercial Umbrella....
Umbrella coverage... what is it? What does it cover? And why do you need it? Great questions and ones we hear all the time. These are...
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Lacy
- May 25
- 3 min
Golf Carts a Potential Insurance Risk?
One hot topic recently has been charging golf carts, electric bikes and electric cars. Each one of these items needs to be charged per...
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Lacy
- May 10
- 3 min
My Friends Insurance is Cheaper Than Mine...
Oh boy. The comparison. We get this call all the time. People asking why they should be paying more then their...
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Lacy
- Apr 25
- 2 min
Is your vehicle covered if you use it for deliveries? Back by popular demand!
Covid changed our world, that goes without saying. Before covid, there were delivery services, sure. But not nearly as many delivery...
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Lacy
- Apr 10
- 3 min
Market Value vs. Replacement Cost
I couldn't count the amount of times this is questioned and for good reason. You see your tax valuations/market value and then see your...
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Lacy
- Mar 26
- 2 min
After the Storm
Every spring we expect some pretty major storms to head our way as our temperatures start to change. But what happens when that weather...
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Lacy
- Mar 11
- 3 min
Boat Safety Tips - too soon?
If you own a boat, at this point you're itching to get out on that open water. Or maybe you're the dude sitting on the shore looking at...
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Lacy
- Feb 25
- 4 min
Smells that might indicate your car needs a check-up.
If you have a sensitive sniffer like I do, any scent or smell stands out. From the scent of perfume or cologne to the rotting orange you...
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Lacy
- Jan 26
- 4 min
Do you know what your homeowners covers?
Ahh... you're a homeowner. Whether you are new homeowner or have been rooted for years, there is so much responsibility that comes with...
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Lacy
- Jan 11
- 2 min
Electric Bikes.. Are you covered?
The popularity of e-bikes is steadily increasing. And why not? A motorized bicycle? I don't see the down side. Oh... wait. Not having...
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Lacy
- Jan 11
- 2 min
70% of Americans are reviewing their insurance policies. Are you?
I recently read an article about the rate increases we are seeing in the insurance industry. It talks about why American's are reviewing...
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Lacy
- Nov 16, 2023
- 2 min
The question of the year... How high will my rates go?
The recent economic landscape has been particularly challenging both in our personal lives and for business owners. As the insurance...
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Lacy
- Nov 15, 2023
- 2 min
Snow Bird? Heading South?
Are you one of the snow birds? Heading for warmer weather as frost starts to take over and snow starts to fall in the north? First, I'm...
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