Shoveling Snow - a winter evil.
As we gear up for our Minnesota March, which we all know can be one of our snowiest months, we are looking at more shoveling. If you...
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Lacy
- Feb 23
- 2 min
Ice Dams.. what do you do?
Oh the joys of living in the great tundra. Snow storms, ice storms, below zero temps. Which all contribute to those awful things we call...
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Lacy
- Jul 7, 2022
- 3 min
Rising Premium Rates?
As agents, we field a lot of calls pertaining to rate increases. We don't mind these calls as we want to make sure you know what you are...
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Lacy
- Nov 16, 2021
- 2 min
Snowmobiles and what's best?
When I woke up Sunday morning and looked outside at the gross whiteness that had creeped up on me, it made me think of snowmobiles....
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Lacy
- Sep 24, 2021
- 2 min
How do you choose an agent or agency?
There are a lot of factors to consider when shopping for any type of insurance; from choosing the right agent to making sure you have the...
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Lacy
- Sep 1, 2021
- 2 min
Your personal auto for delivery business? Uber?
Covid-19 really messed up our world in so many ways. It's a time in our lives where it can be hard to find any positive aspects to social...
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Lacy
- Jul 15, 2021
- 3 min
Mortgagee and Lien Holders - what if they aren't listed?
We receive requests all the time from mortgagee companies or lien holders requesting to be listed on your policy or requesting updated...
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Lacy
- Jun 9, 2021
- 3 min
When should your child get their own policy?
For most of us, the school year has drawn to a close. The last two years have been unprecedented for our entire world. But we have all...
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Lacy
- May 21, 2021
- 4 min
Deductibles and what's best for you.
For those that are unsure what exactly a deductible is, the actual insurance definition is: the amount paid out of pocket by the policy...
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Lacy
- May 20, 2021
- 6 min
Claims. (Fun Discussion!)
Ahh, the ever disputed topic of claims. In this blog, I will briefly give some examples of claims and what might or might not be covered....
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Lacy
- Apr 27, 2021
- 4 min
You Don't Need Life Insurance...
It's true. YOU don't need life insurance. Your FAMILY needs you to have life insurance. One more time for those in the back... YOUR...
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Lacy
- Apr 21, 2021
- 2 min
EPLI. What in the world is that?
And here you thought I would never get into commercial policies. I tread lightly in commercial because it's not my specialty. So I'll try...
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Lacy
- Apr 6, 2021
- 2 min
I have rental coverage on my auto, so I can rent a car...
You know the dot dot dot means there's more to come. And here it is... This is another misconception in regards to your auto insurance....
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Lacy
- Mar 19, 2021
- 2 min
I loaned my car to a friend and ... uh oh.
So, you are that friend. The one that loans your vehicle to a friend in need. That's awesome! (need more friends?) And you probably made...
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Lacy
- Mar 3, 2021
- 2 min
Spring really is right around the corner!
We were kind of spoiled this winter. Though we wouldn't know it from the extreme cold we just had. But spring really is right around the...
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Lacy
- Feb 5, 2021
- 3 min
Youthful Drivers - OUCH!
So far, one of the scariest moments in my life... my soon-to-be 16 year old son's impending drivers license. My heart skips a beat every...
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Lacy
- Jan 28, 2021
- 4 min
Liability Coverage Explained
What does liability actually mean? I keep throwing these terms around in my blogs explaining only what's necessary to the topic. So, I...
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Lacy
- Jan 15, 2021
- 3 min
"I don't need an Umbrella Policy." Oh, but you do.
I understand that paying for insurance is probably your least favorite thing to do. But as you get older, you realize just how important...
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Lacy
- Jan 7, 2021
- 2 min
The Fishing Shack...
It's a sport I will personally never understand. Besides the fact that's it's freezing out, or that you have to touch the freezing water...
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Lacy
- Jan 5, 2021
- 3 min
Minnesota is a "No fault" State, so I'm Not at Fault... Not Fact.
2 years ago you were in an accident. Didn't worry too much about it, your insurance company handled everything and you figured you were...
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