LacyNov 16, 20212 minSnowmobiles and what's best? When I woke up Sunday morning and looked outside at the gross whiteness that had creeped up on me, it made me think of snowmobiles....
LacySep 24, 20212 minHow do you choose an agent or agency? There are a lot of factors to consider when shopping for any type of insurance; from choosing the right agent to making sure you have the...
LacySep 1, 20212 minYour personal auto for delivery business? Uber?Covid-19 really messed up our world in so many ways. It's a time in our lives where it can be hard to find any positive aspects to social...
LacyJul 15, 20213 minMORTAGAGEE & LIEN HOLDERS... WHAT HAPPENS IF THEY AREN'T LISTED? We receive requests all the time from mortgagee companies or lien holders requesting to be listed on your policy or requesting updated...
LacyJun 9, 20213 minWhen should your child get their own policy? For most of us, the school year has drawn to a close. The last two years have been unprecedented for our entire world. But we have all...
LacyMay 21, 20214 minDeductibles and what's best for you. For those that are unsure what exactly a deductible is, the actual insurance definition is: the amount paid out of pocket by the policy...
LacyMay 20, 20216 minClaims. (Fun Discussion!) Ahh, the ever disputed topic of claims. In this blog, I will briefly give some examples of claims and what might or might not be covered....
LacyApr 27, 20214 minYou Don't Need Life Insurance... It's true. YOU don't need life insurance. Your FAMILY needs you to have life insurance. One more time for those in the back... YOUR...
LacyApr 21, 20212 minEPLI. What in the world is that? And here you thought I would never get into commercial policies. I tread lightly in commercial because it's not my specialty. So I'll try...
LacyApr 6, 20212 minI have rental coverage on my auto, so I can rent a car... You know the dot dot dot means there's more to come. And here it is... This is another misconception in regards to your auto insurance....
LacyMar 19, 20212 minI loaned my car to a friend and ... uh oh. So, you are that friend. The one that loans your vehicle to a friend in need. That's awesome! (need more friends?) And you probably made...
LacyMar 3, 20212 minSpring really is right around the corner! We were kind of spoiled this winter. Though we wouldn't know it from the extreme cold we just had. But spring really is right around the...
LacyFeb 5, 20213 minYouthful Drivers - OUCH! So far, one of the scariest moments in my life... my soon-to-be 16 year old son's impending drivers license. My heart skips a beat every...
LacyJan 28, 20214 minLiability Coverage ExplainedWhat does liability actually mean? I keep throwing these terms around in my blogs explaining only what's necessary to the topic. So, I...
LacyJan 15, 20213 min"I don't need an Umbrella Policy." Oh, but you do. I understand that paying for insurance is probably your least favorite thing to do. But as you get older, you realize just how important...
LacyJan 7, 20212 minThe Fishing Shack... It's a sport I will personally never understand. Besides the fact that's it's freezing out, or that you have to touch the freezing water...
LacyJan 5, 20213 minMinnesota is a "No fault" State, so I'm Not at Fault... Not Fact. 2 years ago you were in an accident. Didn't worry too much about it, your insurance company handled everything and you figured you were...
LacyDec 31, 20202 minIt's Covered on My Homeowners Insurance... But Is It? So you just bought that shiny new boat, super excited for summer to get out on the lake. You parked it in your garage. Took extra care to...
LacyDec 30, 20204 minWhy do my premiums keep increasing?Why not start our new blog page with the age old question? Why does my premium keep going up? As agents we are asked this question...