Our Aitkin Office 

Our Aitkin Office was established in 2008 when Mike Anderson and Dan Borseth started the agency. Since then we have grown to where we are today with an amazing team. Please meet our team members below! 
Left to right: Nikki, Dan, Beth, Sheila
Not Pictured: Tom and Kitty

Dan Borseth - Agent/Co-owner

Dan started his career with Pine Insurance Agency in 2007 but has been in the insurance industry since 1986. Dan's specialty is writing insurance for Resorts all over Minnesota, but he writes commercial and personal lines as well. Dan brings years of experience in all lines of insurance and makes sure all his clients have the correct coverage in place, personal or commercial. 

In his spare time, he enjoys working in his yard, gardening, fishing, hunting, camping and just enjoying our great outdoors! 

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Beth Borseth - Processing/Agent

Beth started her career with Pine Insurance Agency in 2007. Beth's specialty is working closely with Dan to process resort policies, making sure data and coverages are correct. Beth has years of insurance experience; she writes and processed all lines of insurance. She excels at working with companies and underwriters to make sure our insured's are covered correctly. If there is an gap in coverage she will be sure to find it and get it corrected immediately. She makes sure we are Protecting What's Important! Being a local in the Aitkin community, she knows her clients and greets them by name, always providing that small town hospitality.

In her spare time she loves spending time with family, especially her grandsons! She also enjoys helping with and watching her daughter on the Aitkin All Starz Dance team! Go Aitkin Dancers!  

Nikki Nicko - Agent/CSR

Nikki started with Pine Insurance in 2016. She excels in personal lines but rounds out her experience in commercial lines as well. She loves helping her customers with all their insurance needs and she also helps service all the resort and campground policies that come through our Aitkin office. She is upbeat and always smiling while greeting her clients whether on the phone or in office. She goes the extra mile for her customers always providing excellent customer service and making sure they are protected. 

She is an Aitkin native graduating from Aitkin High School. In her spare time, she loves spending time with her husband, their son and friends. Summer months get a little crazy for them as they live on a beef farm and her son shows cows at the county fair! 


Tom Kuppich - Agent

Tom has been in the insurance business since 2000 when he started with McGregor Insurance Agency. He writes all lines of insurance and likes meeting new clients, getting to know them and their families so he can offer the right protection at a rate they can afford. He's always willing to answer any questions his clients have to make sure they are knowledgeable on the policy and coverage they have in place. 

In Tom's spare time he enjoys spending time with his wife and 3 kids, golfing and watching Gopher sports as he is a graduate from the University of Minnesota himself. 

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Sheila Penoyer - Receptionist/CSR

Sheila started with Pine Insurance in 2012. She is the smiling face when you walk in the door and the friendly voice when you call into the Agency. She brought years of customer service experience with her and has continued on when she started working for Pine Insurance as CSR. She loves helping all of our customers with questions, payments, claims and tries to go the extra mile by providing excellent customer service. If she doesn't have an answer for you, she will always make sure she finds one! She just loves making people happy, and strives to do this every day!

Sheila and her husband Doug have been customers of  Pine Insurance since 2000, when they moved up to Mille Lacs Lake and purchased Barnacles Resort. In her spare time Sheila loves spending time with her husband Doug, their three daughters and 6 Grandchildren.  She is also very involved with her church as the Choir Director and a member of the Praise Team.  Sheila & Doug love riding motorcycle in the summer and snowmobiles in the winter, and of course spoiling the Grandkids!